91¿´Æ¬

Open Enrollment

November 17-23, 2025 is 91¿´Æ¬'s Open Enrollment Period.  Open Enrollment provides employees with the opportunity to enroll in health, dental, vision or flexible spending plans. Enrollment during Open Enrollment will be effective January 1, 2026.

Important Dates

  • November 17-23, 2025: Open Enrollment Period
  • November 17-21, 2025: Benefits Fair
  • November 23, 2025: Deadline to submit Open Enrollment changes
  • January 1, 2026: The effective date of your selections during Open Enrollment

Enrollment Process

Your current enrollment, except any FSA account, will continue as-is if you do nothing. Please log in to the HR Portal during the Open Enrollment Period to make a change.

Is action required by you? The answer is YES if you want to...

  • Enroll in any of the following plans: health, dental, vision, HSA, FSA
  • Switch plans (health, dental or vision)
  • Cancel coverage (health, dental or vision)
  • Add dependent/ spouse/ domestic partner (health, dental or vision)
  • Change your annual HSA contribution, which you can also do at anytime throughout 2025!
  • Utilize the Flexible Spending Account (FSA) for medical or dependent care*

*Re-enrollment is required each year for Flexible Spending Accounts - medical or dependent care.

Adding someone new to your plan? Upload to Oracle "Document Records" section under "Benefits" or follow the prompts under "pending action items" after making election changes:

  • Copy(ies) of the applicable (health insurance only):
    • marriage license or certificate, certificate of domestic partnership
    • birth certificate, adoption agreement, or legal guardianship
  • Social security number (card not needed) and date of birth (health, dental or vision)

Helpful Resources to help you plan for Open Enrollment and beyond

    • HSA 100 - Plan Selection Workshop
    • HSA 101- HSAs for the Win!
    • HSA 102 - Getting to Know Your HSA
    • HSA 103 - Investing Your HSA
    • HSA 104 - HSAs and Medicare
  • TIAA -
    • On demand webinars are available to you to help you understand and plan for your future
      • Understanding Health Savings Accounts (HSAs)
      • Build smart financial habits for success
      • Take control of your financial life: 5 steps to save money and manage debt
      • How to get the most from your employee retirement plan
      • And many more
    • Free resource to help you save on medical bills through network providers
    • You do not have to be enrolled in 91¿´Æ¬'s benefits to enroll
    • A simple worksheet for cost comparison
    • Medicare cost info by Income and plan
    • Short videos with clear guidance
    • Links to schedule a consultation with HTA

Log in to the online to access the Open Enrollment wizard (November 17–23).

HR Portal:

Summary of Changes and Similarities - Coming Soon

Have questions about Open Enrollment?

Watch the Benefits Fair recordings available soon (more information forthcoming). Connect with a Contact HR.